Home Home Insurance: Top Tips to Prepare for a Nor’Easter

Top Tips to Prepare for a Nor’Easter

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Top Tips to Prepare for a Nor’Easter

We virtually made it by means of with no main snowstorm in NH this yr, however as all New Englanders know, October by means of April is truthful sport for a depraved large stawm. NH blizzard safety tips

1. Have all emergency contact info available, together with:

  • Residence and auto insurance coverage firm identify, coverage quantity, and phone info.

Many insurance coverage firms have each telephone and on-line reporting capabilities.  Here’s a hyperlink to the businesses HPM Insurance coverage represents, and declare reporting info.  Insurance coverage firms are staffed throughout common workplace hours, however there’s usually 24/7 reporting as properly for emergencies.

When you’ve got a big declare, corresponding to a tree on your private home or a fireplace, it is best to name your declare to your organization vs. reporting it on-line.  This could assist expedite the method. 

  • Utility info to report or monitor energy outages, together with:
  • Word all important info on paper.  Computer systems and cell gadgets are nice for reference and note-taking, however not if there is no such thing as a energy.

2. Guarantee necessities are available, together with:

  • flashlights
  • batteries
  • prescriptions
  • meals and water
    Even in the event you do not lose energy and the storm doesn’t trigger any injury to your private home, you should still be caught ought to a tree block your solely means out.
  •  windshield washer fluid
  • salt for the driveway
  • shovels and ice scrapers 
  • full tank of gasoline

snowstorm preparedness tips3. Shield Your Property:

  • Transfer automobiles right into a storage if potential or away from giant timber.
  • If your private home is broken, you’re required to make affordable and mandatory repairs to guard the property from additional injury. 

If you happen to can not help in stopping additional injury, attain out to an area contractor or restoration firm corresponding to InsurComm at 844-424-9283 or Burke Emergency Restoration at 855-716-2825.

4. Keep secure!

  • Make sure you keep not less than 30 ft away from downed energy traces and phone 911 do you have to see one.  If reside it may trigger extreme harm or loss of life.
  • Keep dwelling if potential to permit the snow plowers to do their job with much less site visitors.
  • Use a generator safely.
  • Cost cell gadgets and any battery backup chargers ought to the ability exit.

Methods to file a declare as an HPM Insurance coverage Consumer:

There are two choices:

  1. Contact your insurance coverage firm on to file a declare.  For a listing of carriers that HPM Insurance coverage represents, go to our File a Declare web page.  Ought to you’ve got a declare outdoors our regular working hours of Monday – Friday from 8:00 am to five:00 pm, that is really helpful.

  2. Contact HPM Insurance coverage to file your declare in your behalf.  Experiencing a declare is demanding, so it’s possible you’ll want some further steering.  If that’s the case, your account government will likely be completely satisfied to begin the method.

Keep secure! ❄️