For those who’re eager about canceling your Spot Pet Insurance coverage coverage, we encourage you to see our tips about the components you’ll wish to take into account earlier than making a agency determination. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nonetheless, when you’ve already determined to cancel for no matter motive, we provide you with contact data and tips about the best way to cancel your Spot coverage.
Learn Our Full Spot Pet Insurance coverage Evaluation
Spot Pet Insurance coverage Cancellation Coverage
Beneath is Spot Pet Insurance coverage’s official cancellation coverage:
You could contact us by way of electronic mail, phone or in writing to advise us of the long run date when this coverage is to cancel. You’ll be able to ship written notification by electronic mail, fax or by mail. We’ll refund any premium that you’ve already paid for any interval after your final date of protection.
How To Cancel Spot Pet Insurance coverage
Not like another pet insurance coverage suppliers, Spot doesn’t have a useful on-line cancellation type you may fill out and submit. However they do provide you with just a few choices to terminate your coverage.
Name To Cancel
For those who’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is out there by telephone Monday by Friday from 8am to 8pm EST. Make sure to have your coverage quantity useful.
When you’re related with a consultant on the telephone, you may ask any questions on canceling your coverage. If they are saying they’ll terminate your coverage over the telephone, then you may proceed when you’d like. Nonetheless, they could request written affirmation. If they’ll cancel by telephone, we advocate asking them to electronic mail you a affirmation message that the coverage has been terminated. Having it in writing will assist must you by accident be billed after canceling.
E mail Or Mail To Cancel
Spot additionally provides you two written choices for canceling.
You’ll be able to ship your request by electronic mail at [email protected].
You too can ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.
For those who’d want to deal with your coverage termination in writing, we advocate doing so by way of electronic mail. That means, you may ask questions and obtain a fast affirmation of cancellation in writing.
Points To Think about Earlier than Canceling Your Coverage
You’ll wish to hold just a few essential issues in thoughts earlier than terminating your coverage.
Different Insurers Will Exclude Pre-Present Situations
It’s important to know that any circumstances your pet was recognized with earlier than or in the course of the time your canine was enrolled in Spot’s pet insurance coverage will seemingly be excluded from protection by any new insurance coverage supplier.
This may be extraordinarily problematic in case your pup was recognized with and handled for a persistent situation, comparable to arthritis, diabetes, most cancers, or allergy symptoms, throughout your Spot coverage protection. Will you have the ability to cowl these veterinary bills your self? It could be clever to calculate your canine’s ongoing medical prices for a yr to find out when you can afford them.
Your Pet’s Age
Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nonetheless, when you cancel your coverage and have an aged pet, it’s possible you’ll not have the ability to discover a new pet insurance coverage coverage that meets your funds and wishes. Some suppliers have age limits and gained’t insure new pets as soon as they attain a sure age (limits range by supplier).
Diseases & Accidents Can Happen Anytime
You could be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However understand that accidents and well being circumstances can come up if you least anticipate them. Even when you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in. So it could be clever to overlap them throughout this time to ensure your pet just isn’t topic to any ready period-related protection gaps.
Regularly Requested Questions
Can I Get My Cash Again From Spot?
Sure, any pro-rated cash you might have paid prematurely for protection will seemingly be refunded after your coverage is terminated, as long as you haven’t any excellent claims.
Can I Cancel Spot At Any Time?
Sure, you may cancel your Spot pet insurance coverage coverage at any time. Nonetheless, when you’ve got an excellent declare, it will be clever to attend till it has been settled and any cash as a consequence of you has been acquired.
What Is Spot’s Greatest’s 30-Day Cash-Again Assure?
You’ll be able to cancel your coverage for any motive inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. For those who submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure just isn’t out there in Maine or New York.
What Occurs To Pet Insurance coverage When A Pet Dies?
For those who’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you’re in our ideas. It’s evident that you just cared immensely on your pet by insuring them to start with, and the bond you shared is unbreakable. We hope you’ll find consolation within the reminiscences you made collectively.
Relating to your query, after your pet dies, it’s best to contact Spot’s customer support by telephone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless have the ability to file any last claims.
How To Discover A New Pet Insurance coverage Firm
For those who’d nonetheless wish to insure your pet however weren’t happy with Spot, remember to learn our pet insurance coverage evaluations to see which pet insurance coverage firms we advocate most extremely. Moreover, you may get quotes from lots of the prime pet insurance coverage firms by filling out the quote type above.
We advise doing all of your analysis and getting quotes earlier than you cancel your current coverage. This strategy can decrease the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry associates is an effective way to guard your pockets and ensure your pets get the mandatory well being care they want.
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