Among the greatest elements of a trip are the memorable actions you select to participate in. Fortunate for you, TuGo’s Emergency Medical Insurance coverage covers many actions akin to snowboarding, parasailing, and even ziplining! However what if you happen to’re in search of extra of a daring journey, like backcountry snowboarding, BASE leaping, or grime biking? Excellent news, TuGo’s received the product for you!
Increased adrenaline? Increased threat! Shield Your self with TuGo
TuGo’s elective Sports activities & Actions Protection protects travellers who’re able to take their travels to new heights. Merely add this protection to your Emergency Medical Insurance coverage so that you may be safely lined for a variety of actions. Beneath our Sports activities & Actions Protection, right here’s a listing of the sports activities & actions we cowl:
| Sport/Exercise* | Is it lined? |
|---|---|
| Backcountry snowboarding/snowboarding | ✅ |
| BASE leaping | ✅ |
| Boxing | ✅ |
| Downhill freestyle snowboarding/Snowboarding in organized competitions | ✅ |
| Downhill mountain biking | ✅ |
| Hold gliding/paragliding | ✅ |
| Excessive threat snowmobiling and motorized snow biking | ✅ |
| Excessive threat motorized velocity actions, together with: – Motorized racing competitions, endurance occasions or timed actions, – Motocross, grime biking, and motorcycling (except automobile is solely getting used for transportation functions) |
✅ |
| Ice climbing | ✅ |
| Blended martial arts | ✅ |
| Mountaineering – 2 choices: – Mountaineering as much as 6,000 m elevation – Mountaineering over 6,000 m elevation – Contains ski mountaineering (skimo) and mountaineering if the exercise is a part of mountaineering |
✅ |
| Organized staff sports activities together with**: – American and Canadian soccer – Ice hockey – Rugby |
✅ |
| Parachuting/skydiving/tandem skydiving | ✅ |
| Rock climbing (consists of canyoneering, however doesn’t embrace indoor/out of doors synthetic mountain climbing) | ✅ |
| Scuba diving or free diving over 40 metres | ✅ |
| White water sports activities – Class VI | ✅ |
| Wingsuit flying | ✅ |
**Relevant to travellers 21 years and older (on the time of utility).
Climbing above 6,000 m: TuGo’s Sports activities & Actions protection saves climber $64,000
Ronald, a 44-year-old skilled climber, launched into his remaining try to beat his life-long dream of summiting Mount Everest. Nonetheless, throughout his ascent, he slipped within the snow and twisted his knee. In excessive ache and unable to proceed, Ronald made the troublesome resolution to finish his summit pursuit and name for a helicopter rescue to take him to a hospital in Kathmandu. On the hospital, docs recognized him with an ACL knee harm and really helpful additional therapy and surgical procedure again dwelling.
Thankfully, Ronald’s resolution so as to add Sports activities and Actions Protection for mountaineering over a 6,000-metre elevation and Journey Interruption Solely Insurance coverage to his Emergency Medical Insurance coverage plan paid off. He was lined for the helicopter air ambulance rescue and his emergency medical evacuation from Kathmandu again to Canada for additional therapy/surgical procedure. Due to this protection, Ronald acquired the mandatory care, saving over $64,000 in medical and journey bills.
Climbing as much as 6,000 m: Climber avoids $24,000 out-of-pocket after a mountaineering accident
26-year-old Chris, a mountain climber, determined to go on a 3-day mountaineering expedition at Mount Baker in Washington, together with restricted mountaineering. Sadly, on the second day, whereas climbing, he encountered a big fall, leading to a head harm that led to a brief lack of consciousness.
Because of the severity of his accidents, Chris needed to be instantly airlifted to a hospital in Seattle. Regardless of sustaining a gentle concussion and varied abrasions, he was lucky sufficient to be discharged on the identical day. However, his physician strongly suggested him to cancel any additional climbing plans as a result of dangers related along with his concussion.
Fortunately, Chris made a behavior of including Sports activities & Actions Protection for mountaineering as much as a 6,000-metre elevation to his Emergency Medical Plan earlier than his climbing journeys. And, since mountaineering and mountaineering had been part of the identical expedition, he solely wanted so as to add mountaineering when buying protection.
Chris’s resolution to buy Sports activities & Actions protection proved invaluable, shielding him from paying over $24,000 in medical bills.
Are there sports activities & actions that aren’t lined?
Any sports activities & actions not listed above are lined underneath your TuGo Emergency Medical Plan, apart from the next:
| Sport/Exercise | Is it lined? |
|---|---|
| Barrel racing | ❌ |
| Bronc driving | ❌ |
| Bull driving | ❌ |
| Chariot racing | ❌ |
| Chuck wagon racing | ❌ |
| Harness racing | ❌ |
| Rodeo bareback driving | ❌ |
| Rodeo clowning | ❌ |
| Rodeo staff roping | ❌ |
| Steer wrestling/chute dogging | ❌ |
| Trick driving | ❌ |
Don’t duck underneath ropes!
If you happen to take part, prepare or apply within the following actions in any areas which have been closed off to public entry and/or can sometimes solely be accessed by crossing a fenced, gated or roped-off space that has been marked as off limits based on suggestions of security authorities within the space, you received’t be lined:
- Backcountry snowboarding/snowboarding
- Downhill freestyle snowboarding/snowboarding in organized competitions
- Excessive threat snowmobiling and motorized snow biking
- Mountaineering
- Mountaineering over 6,000 m elevation
- Mountaineering as much as 6,000 m elevation
- Mountaineering
As at all times, ensure you perceive your journey insurance coverage coverage so what you’re lined for. Keep secure in your travels, and at all times bear in mind to have enjoyable, irrespective of the place your adventures take you!
Joyful adventuring,
Suki